Are you ready to get a car? Maybe you are looking for a used car. If this is your plan, you should talk to your local used car dealer and see what they have on the lot. Here are some steps you should take when you are considering buying a car.
- Determine your budget. The first thing you need to do when you make a big purchase like a buying a used or new car is to see what your finances are like and decide what you can afford. Have your credit report pulled so that you will know what the bank or used car dealer will see when they look at your credit. This will give you an idea as to what you can afford and will help guide your search when you begin that part.
- See if you can secure financing. If you go to a used car dealer, they will have financing options available but even if you want to go that route, you will be in a better position when you talk to them if you have already a funding option somewhere else. What you should do is go to your bank. They know you. If you have a mortgage, that is fantastic. Your mortgage lender should be your first stop. If you do not have a mortgage, go to the bank you use anywhere. They know you. If you cannot get a loan from them, check with your local credit union and see if they can help you. They are often more likely to lend money to local people. Credit unions’ whole raison d’etre is to lend to businesses and people who are in the community.
- Decide what you will be using the car for. What is the car your are going to the used car dealer going to be used for. Are you buying it for yourself? Maybe you want a second car. Are you getting it for a son or daughter who is just getting to that age? Maybe you want a truck for hauling things. Think about why you want to buy this new car. It may narrow down your choices. Do you listen to Jay Z, Kid Rock, and/or Mariah Carey? Maybe you want a Chevy because you know they all sing about the car. If you want an environmentally friendly car, maybe you will want a Subaru. This kind of car is made up of a lot of recyclable materials and as a result it has a 97.3 recycling ratio rate for its end of life.
- Research cars online. So you have a rough idea of what kind of car you want to buy and why you want to buy it. The next thing you should do is go online and do a search or two. The reason is to look up the different kinds of cars and see what the reviews are for it. You might think you are definitely going to end up heading to the local Chevy dealerships (who can turn down a car that has been mentioned in more than one thousand songs?). Then you get online and you take a look at different sites and change you mind and decide you are going to go to a local Subaru dealer. The other great thing about looking up the different makes and models is that an informed shopper gets a better deal. You will have in advance information about the gas mileage and engine so you will know what questions to ask about the cars that you look at.
- Check out the local used Subaru dealerships. Many people assume that all used car dealers are sleazy characters who are going to descend on them like locusts when they get to the dealership but nothing could be farther from the truth. They do not want to do such a thing. They want to make you happy so that you will tell your friends about them. Tell them what you want. Take a test drive or two. Pick out your car. Make whatever deal you want. Drive off the lot in your new, used car!