The Essential Types of Car Insurance Explained
With being involved in a car accident, it’s important you make sure you are safe and protected. But, the biggest issue is that most people are unaware and unsure of what coverage they will need to make sure they are safe. In this article, we will break down the essential types of car insurance.
Liability Insurance
This type of car insurance is one that every driver should have, and there are two types of liability insurance you can purchase. Those two are bodily injury damage coverage and property damage coverage.
Collision Insurance
This type of insurance protects your own vehicle after an accident. If you buy a loan or lease your vehicle, you will need to purchase collision insurance.
Comprehensive Insurance
This type of insurance protects your car from damage not caused by accident. These reasons could be theft, falling objects, or natural disasters. If you are leasing or taking a loan out for a car, you will also be required to purchase this type of insurance.
Personal Injury Protection
This type of coverage makes sure that medical bills are paid quickly, no matter who is at fault. This coverage also helps with other expenses like lost income, child care, or even a funeral.
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